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Senior engineering team · Belgrade · Remote-first

We Build. You Grow.

15 senior engineers who build, integrate and run software for insurance, fintech and climate-tech companies — from Applied Epic integrations to AI agents that work your pipeline.

Trusted by

Teams that shipped with us.

From regulated insurance platforms to high-volume trading systems — the products our team designed, built and still helps operate.

  • EmbrokerBusiness Insurance
  • RestakInsurTech
  • IMXMedical Futures Exchange
  • Monkey TiltCrypto & Gaming
  • XELensHealth Tech
  • SolagroClean Tech
  • GrossOpticOptical Retail
  • OutflyBrand Agency
  • Non-Stop FitnessFitness

Why teams partner with us

A senior team that owns outcomes, not just tickets.

One long-tenured engineering team, not a marketplace. The numbers are the work, not the marketing.

  • 15

    Senior engineers

    Full-stack team across product, backend, mobile, DevOps and QA.

  • 10+

    Years in FinTech, InsurTech & CleanTech

    Deep domain knowledge in regulated, high-stakes industries.

  • $500M

    Digital premium processed

    Through platforms our team built and still operates.

  • 6 yrs

    Average team tenure

    Stability and institutional knowledge that grows with your product.

What we do

Four places we go deep.

Everything else is engineering hygiene. These are the problems we've solved enough times to be fast at them.

  • 01

    AI agents & agentic workflows

    Multi-agent systems on OpenAI and Anthropic models that read, decide and act across your systems — from an incoming email to a finished workflow.

    • Email- and document-triggered agents
    • Personalised plans from sensitive data
    • Lead capture & qualification
    Learn more
  • 02

    Insurance platforms & Applied Epic integrations

    Quote-to-bind platforms, and custom integrations between Applied Epic, carriers, raters and your own tools.

    • Applied Epic integrations
    • Carrier & rater integrations
    • Agency workflow automation
    Learn more
  • 03

    High-volume fintech & trading

    Systems where downtime costs real money: exchanges, trading engines, payments.

    • Exchange & FIX integrations
    • Real-time, high-throughput backends
    • Monitoring from day one
  • 04

    Climate & recycling tech

    Hardware-to-app systems for the circular economy — from the machine's firmware to the retailer to the customer's phone.

    • Deposit return systems
    • Embedded machine software
    • Retail & loyalty integrations

Selected work

Products we built and still run.

One flagship per world we work in: insurance, high-volume fintech and climate. Each card opens the full case.

  • Embroker — Business Insurance Platform

    Insurance · Embroker

    Business Insurance Platform

    $500M

    digital premium processed

    • 200,000+ digital quotes generated
    • 12 proprietary insurance products built
    • $140M in funding raised
    Read the case
  • Monkey Tilt — Crypto Trading Platform

    Fintech · Monkey Tilt

    Crypto Trading Platform

    $200M

    monthly turnover

    • Built in under one year
    • $50M+ venture capital raised
    Read the case
  • Solagro — Smart Recycling Solutions

    Climate · Solagro

    Smart Recycling Solutions

    Machine → app

    one system, end to end

    • Embedded software for return machines
    • Retail chain integrations
    • Mobile loyalty app
    Read the case

How we deliver

From first call to shipped product — the steps that don't change.

Every engagement follows the same rhythm. It's deliberately boring: discovery, real architecture work, then sprints you can predict. The boring parts are why our customers stay for years.

  1. 01Week 0

    Discovery call

    A 45-minute conversation about what you're building, who it's for and how soon you need it shipped. No slide deck.

    • Honest read on whether we're the right fit
    • Initial sketch of team shape and timeline
  2. 02Weeks 1–2

    Architecture & estimate

    We do real engineering work up-front — domain modelling, API surface, infra sketch — so the estimate isn't fiction. Free for serious projects.

    • Architecture diagram and tech decisions
    • Sprint-by-sprint plan with budget bands
    • Risk register with mitigations
  3. 03Weeks 3+

    Two-week sprint cadence

    Same team, same standards, every sprint. You see working software every two weeks and steer scope before it ossifies.

    • Live demo and changelog at the end of each sprint
    • All code in your repo, behind your CI
    • One engineering lead and one PM as your interface
  4. 04Ongoing

    We stay close

    We don't ship-and-vanish. 6 years average team tenure means the engineers who built it are the ones who evolve and operate it.

    • Reliability SLAs you can hold us to
    • Runbooks, observability and on-call rotations
    • Quarterly product reviews tied to your KPIs

How we work together

Choose the engagement model that fits your needs

Whether you need a dedicated product team, project-based delivery, strategic partnership, or individual engineers, we have flexible models designed to match your requirements and scale with your growth.

  • Digital Product Development

    • Full product ownership from concept to market launch
    • Scalable architecture designed for growth -we've helped startups reach Series C
    • Iterative development with continuous feedback and regular demos
    • Focus on business outcomes, not just features shipped
  • Project Outsourcing

    • Complete project ownership with defined scope and deliverables
    • Fixed timeline delivery with transparent progress tracking
    • Comprehensive QA and testing included in every release
    • Risk mitigation through proven agile methodologies
  • Partnerships

    • Long-term strategic collaboration aligned with your business goals
    • Shared commitment to product success and continuous improvement
    • Joint roadmap development and technology planning
    • Dedicated team with deep knowledge of your domain and codebase
  • Staff Augmentation

    • Senior engineers who integrate seamlessly with your existing team
    • Flexible scaling -add or reduce capacity based on your needs
    • Direct communication and management through your processes
    • 6 years average tenure ensures consistency and reliability

Battle-tested tech

The stack behind every product we ship.

We pick boring tools we know how to operate at scale, not the newest framework — the same stack runs regulated insurance platforms and high-volume exchanges, and we lean on it because we know its failure modes.

  • Languages

    Typed, boring, fast — the languages we're fluent enough in to be opinionated about.

    • TypeScript
    • Python
    • Go
    • Java
  • Frontend & mobile

    Type-safe, accessible interfaces that hold up to real user load, on the web and on phones.

    • React
    • Next.js
    • Android · Kotlin
    • iOS · Swift
    • Flutter
  • Backend & data

    Services, queues and stores that have run regulated, high-volume platforms for years.

    • Node.js
    • PostgreSQL
    • MongoDB
    • Redis
    • RabbitMQ
  • AI

    The models and tooling behind our agents and agentic workflows.

    • OpenAI
    • Anthropic
  • Cloud & infra

    Reproducible, observable infrastructure, defined as code and shipped through CI.

    • AWS
    • Kubernetes
    • Docker
    • Terraform
    • GitHub Actions
  • Quality & observability

    End-to-end coverage on every pull request, and monitoring from the first deploy.

    • Playwright
    • Cypress
    • Prometheus

Testimonials

What the people we build for say.

  • EMBROKER

    "Monolite has been instrumental in building our platform from the ground up. Their engineering team delivers exceptional quality and truly understands the complexities of insurance technology."
    Gene Linetsky

    Gene Linetsky

    CTO, EMBROKER

  • RESTAK

    "Working with Monolite feels like having an extension of our own team. They bring both technical excellence and a genuine commitment to our success."
    Adam Blumencranz

    Adam Blumencranz

    Cofounder & CEO, RESTAK

  • RESTAK

    "The Monolite team delivers above and beyond expectations every time I have hired them. They are fast, communicative and deliver a high quality product that makes them an invaluable partner to us!"
    Art Ilinets

    Art Ilinets

    Cofounder & COO, RESTAK

FAQ

Frequently Asked Questions

The questions we hear most before a first call.

What makes Monolite different from other development agencies?

We're not just developers -we're product partners. Our team brings deep domain expertise, long-term commitment (6 years average tenure), and a track record of building products that scale. We've helped startups grow from pre-seed to Series C, building platforms that process hundreds of millions in transactions. We focus on outcomes, not just deliverables.

Which services do you offer?

We offer Digital Product Development, Project Outsourcing, Staff Augmentation, and Technology Modernization. Our engagement models are flexible -teams range from a single dedicated engineer to 10+ specialists depending on your needs. We're partnership-focused and work with you to find the arrangement that fits your goals and budget.

What technologies do you specialize in?

Our core stack is GoLang, React, and TypeScript -technologies chosen for their reliability at scale. We also work with Node.js, Java, Kotlin, Swift, and Flutter for mobile development. On the infrastructure side, we specialize in AWS, Kubernetes, Docker, Terraform, and modern CI/CD pipelines. We pick the right tools for each project rather than forcing a one-size-fits-all approach.

What industries do you work with?

Our deepest expertise is in InsurTech and FinTech, where we've built platforms handling complex compliance requirements and high transaction volumes. We've also delivered successful projects in Crypto, Gaming, and GreenTech. The patterns we've learned -security, scalability, regulatory compliance -transfer well across industries.

Do you build Applied Epic integrations?

Yes. We build custom integrations between Applied Epic and the systems around it — carriers, raters, CRMs, accounting and your own in-house tools — plus data sync and workflow automation on top. That includes agentic workflows, where an agent picks up an incoming email or document and completes the work across Epic and the other systems involved, with a person reviewing anything that needs judgement.

How do you handle sensitive data in AI systems?

Carefully, and by design. Agents that touch personal or financial data get least-privilege access to your systems, sensitive fields are minimised or redacted before they reach a model, and we use API access where your data is not used to train the provider's models. Every pipeline ships with evaluation, guardrails, a human hand-off for decisions that need one, and monitoring in production — so you can see what the agents did and why.

How do you ensure code quality?

Quality is built into our process, not bolted on at the end. Every code change goes through mandatory peer review via GitHub PRs. We maintain comprehensive automated test suites and run continuous integration on every commit. Our engineers practice TDD and DDD methodologies, and we include dedicated QA with Cypress automation for end-to-end testing. The result is code that's maintainable, testable, and built to last.

What is the process for starting a project?

We start with a free consultation to understand your goals, constraints, and timeline. From there, we typically move into a discovery phase -usually around two weeks -where we define scope, architecture, and deliverables. That said, we're flexible: we've had projects kick off the very next day after an initial call when the situation required it. Once aligned, we work in agile sprints with regular demos and transparent communication throughout.

Where is your team located?

We're based in Europe with team members distributed across multiple countries. For US-based clients, we typically maintain 2-5 hours of daily overlap, and we establish clear SLAs to ensure responsive communication. We've worked with companies worldwide and adapt our working hours when projects require closer real-time collaboration.

Start a project

Tell us what you're building. We'll tell you whether we can help.

One 45-minute call, no slide deck, no pressure. If we're the wrong fit we'll say so — and point you toward someone who isn't.

Response time
Within 24 hrs
Discovery call
No cost, no deck
Where we're based
Belgrade · Remote-first